The Ramsey Show
A daily call-in show where Dave Ramsey and his team offer direct, principles-based financial advice to help listeners get out of debt and build wealth.
This is a live, three-hour call-in show where Americans in financial trouble receive prescriptive, often tough-love coaching. The advice is rooted in a specific seven-step plan that prioritizes becoming debt-free above all else. The hosts, led by founder Dave Ramsey, frequently frame financial problems as behavioral and moral issues that can be solved through discipline, hard work, and following their specific plan.
“The show's unwavering adherence to the "7 Baby Steps" is its most distinctive feature, creating a rigid framework for all advice. Unlike other financial shows, it combines a moral philosophy that "debt is dumb" with a rotating cast of co-hosts who are all employees of the Ramsey brand, ensuring a consistent message.”
Who hosts this show
Hosted by personal finance expert Dave Ramsey, The Ramsey Show is a nationally syndicated program offering straight talk on money. After going through bankruptcy in the late 1980s, Ramsey began counseling others at his church, which grew into the company Ramsey Solutions, founded in 1992. The show features Ramsey and a rotating team of co-hosts taking live calls from people seeking advice on everything from debt and budgeting to investing and relationship issues, all framed by Ramsey's biblically-based, common-sense principles.
Credentials & credits
- CEO and Founder of Ramsey Solutions
- B.S. in Finance and Real Estate, University of Tennessee, Knoxville
- National bestselling author of books including 'The Total Money Makeover'
- National Radio Hall of Fame inductee (2015)
- Host of 'The Ramsey Show' since 1996 (previously 'The Money Game')
Other ventures
- Ramsey Solutions (parent company, formerly The Lampo Group)
- Financial Peace University (personal finance course)
- EveryDollar (budgeting app)
- Ramsey Press (publishing division)
- Ramsey Network (media arm with multiple podcasts)
- Ramsey Trusted (formerly SmartVestor, endorsed provider network)
What kind of podcast
- Country
- United States
- Region
- usa
When new episodes drop
- 01First Proposal In Ramsey Show HistoryJun 27, 2026 · 1 min
- 02Don’t Let Your Emotions Drive Your Financial Choices | June 26, 2026Jun 26, 2026 · 2h 07m
- 03Wise Money Decisions Start With Clear Priorities | June 25, 2026Jun 25, 2026 · 2h 07m
- 04You Can’t Shortcut Your Way to Wealth | June 24, 2026Jun 24, 2026 · 2h 07m
- 05Choose Lasting Wealth Over Temporary Comfort | June 23, 2026Jun 23, 2026 · 2h 07m
- 06Develop Steady Habits That Create Lasting Wealth | June 22,2026Jun 22, 2026 · 2h 07m
Notable episodes
- 01Don’t Let Your Emotions Drive Your Financial Choices | June 26, 2026
Features a shocking call about a grieving mother who spent $1.1 million on cruise ship art, showcasing the hosts dealing with an extreme and unusual financial crisis.
- 02You Can’t Shortcut Your Way to Wealth | June 24, 2026
Highlights a core tenet of the show's philosophy when Dave advises a caller to sell his house to fund a custody battle, prioritizing family well-being over financial progress.
- 03Wise Money Decisions Start With Clear Priorities | June 25, 2026
A representative episode where the hosts advise a young man not to pay his girlfriend's debt until marriage, illustrating the show's strict stance on finances in unmarried couples.
What you'll be asked on this show
The format is centered on live calls from listeners, with Dave Ramsey or a substitute host paired with a co-host from the "Ramsey Personalities" team. Ramsey's style is paternalistic and direct, often using personal anecdotes of his own past bankruptcy to illustrate points. The co-hosts (like Rachel Cruze, Dr. John Delony, and Jade Warshaw) bring their own expertise but operate firmly within the Ramsey philosophy.
Questions the host keeps coming back to
- “How should I handle finances with a partner or fiancée before we are married?”
- “Should I sell my house to get out of debt?”
- “How do I get my spouse on the same page with our budget and financial goals?”
- “How should we handle financial requests or disagreements with family and in-laws?”
- “As a young person starting my career, how should I begin investing?”
- “What is the best way to pay for a large expense like a master's degree or a car?”
- “How do we navigate a major financial decision like buying our first home?”
- “We have a large amount of equity or an inheritance; should we pay off the debt snowball or tackle a specific loan first?”
- “How do I start a business with little to no debt?”
Signature segments
- · The 7 Baby Steps
- · Dave Ramsey's catchphrase: "Better than I deserve."
- · The on-air "Debt-Free Scream" where listeners celebrate paying off their debt.
- · The mantra that personal finance is "80% behavior and 20% head knowledge."
- · The 25% rule for mortgage payments (no more than 25% of take-home pay on a 15-year fixed mortgage).
Topics covered repeatedly
Who gets booked here
The primary "guests" are everyday callers sharing real-life financial struggles, from overwhelming debt to marital disputes about money. Occasionally, the show features an external subject matter expert, like real estate coach Brian Buffini, or gives a longer segment to one of the internal Ramsey Personalities.
- Dr. John Delonyon Don’t Let Your Emotions Drive Your Financial Choices | June 26, 2026
- Rachel Cruzeon Wise Money Decisions Start With Clear Priorities | June 25, 2026
- Jade Warshawon You Can’t Shortcut Your Way to Wealth | June 24, 2026
- Brian Buffinion Wise Money Decisions Start With Clear Priorities | June 25, 2026
- George Kamelon Develop Steady Habits That Create Lasting Wealth | June 22,2026
Where to find this show
Audience & reach
The show heavily promotes its own products like the EveryDollar app and Financial Peace University. External sponsors are often part of the "Ramsey Trusted" network, creating a tightly integrated ecosystem of endorsed providers for services like mortgages, insurance, and legal forms. The angle is a direct, personal endorsement from the hosts.
Subscriber and view counts are pulled live from YouTube and re-verified on a 30-day cycle. Listener estimates for the RSS feed aren't published here unless they're host-verified.
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People also ask
- What is Dave Ramsey's real name?
- His full name is David Lawrence Ramsey III.
- Is The Ramsey Show still on the air?
- Yes, it is a daily podcast and radio show that airs on weekdays.
- How can I call into The Ramsey Show?
- You can call [phone — gated] on weekdays between 2-5 p.m. ET or submit a question through the Ramsey Solutions website.
- What is the format of the show?
- It is a live call-in program where Dave Ramsey and a co-host from his team answer financial questions from listeners across the country.
- What are the 'Baby Steps'?
- The Baby Steps are the core of Ramsey's teaching: a seven-step plan to get out of debt, save an emergency fund, and build wealth.
- Who are the other hosts on the show?
- Dave Ramsey is joined by a rotating team of co-hosts called 'Ramsey Personalities,' which includes Rachel Cruze, Dr. John Delony, George Kamel, and Jade Warshaw.
Built from the show's public RSS feed, YouTube, the host's own websites, and the cited sources below. Computed and AI-extracted fields are labelled. Facts only — no private info, no fabrication, no transcripts republished.
Sources & how this page was built
This page is AI-assisted, grounded in the public sources cited below, and host-verifiable. We publish facts only; we do not republish transcripts. If anything here is wrong, the host can claim and correct the page above.Model: gemini-2.5-pro · high confidence
- [01]Ramsey Solutions - Wikipediaen.wikipedia.org
- [02]Dave Ramsey - Wikipediaen.wikipedia.org
- [03]The Ramsey Show - Wikipediaen.wikipedia.org
- [04]About Ramsey Solutionsramseysolutions.com
- [05]Dave Ramsey, Founder and CEOramseysolutions.com
- [06]The Ramsey Show on Apple Podcastspodcasts.apple.com
- [07]Ramsey Personalitiesramseysolutions.com
- [08]Dave Ramsey - University of Tennesseeour.tennessee.edu
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